# StartupCFO > Built for the diligence room. StartupCFO delivers diligence-ready financials, board packs, and tax compliance for venture-backed startups. Agentic AI, expert-reviewed. Pre-seed to exit. Plans from $179/mo. StartupCFO is operated by Rubric Financial. Our SaaS platform, ClariFi, is at https://clarifi.startupcfo.ai. Headquartered in San Francisco, CA. Founded 2025. ## Core services - [One Financial Stack](https://www.startupcfo.ai/finance-stack): Bookkeeping + accounting/tax + strategic finance + fundraising in one team and one platform. The integrated alternative to stitching together 4–5 vendors - [Fractional CFO](https://www.startupcfo.ai/fractional-cfo): Board packs, 13-week cash forecasts, financial modeling, fundraising support - [CFO for Startups](https://www.startupcfo.ai/cfo-for-startups): What a startup CFO does, when to hire one, and what it costs - [Fractional CFO Cost](https://www.startupcfo.ai/fractional-cfo-cost): 2026 pricing guide for fractional CFO services - [Strategic Finance](https://www.startupcfo.ai/strategic-finance): The three stages of strategic finance for startups - [Startup Bookkeeping](https://www.startupcfo.ai/bookkeeping): AI-native, CPA-reviewed GAAP monthly close - [Startup Tax & Compliance](https://www.startupcfo.ai/tax): Corporate filings, R&D tax credits, Delaware franchise tax, multi-state sales tax - [Financial Modeling](https://www.startupcfo.ai/services/financial-modeling): Operating models, scenario planning, investor-ready financials - [409A Valuations](https://www.startupcfo.ai/services/409a-valuation): Independent 409A valuations for stock option grants ## ClariFi (our SaaS platform) ClariFi is StartupCFO's agentic finance platform (AI agents draft, experts sign off), included in the Growth plan alongside full fractional CFO support and available as a paid add-on on Launch and Foundation. Launch and Foundation plans also receive ClariFi-powered reports and KPIs delivered by the finance team. Recent capabilities: - AI agents (audited, cost-capped, human-reviewed): Monthly Close Copilot drafts close packages with month-over-month variances flagged; Cash Sentinel sends proactive burn-spike and runway alerts; agentic, industry-aware trial-balance categorization stages account mappings for review. - MCP server: connect an AI assistant to your finances over the Model Context Protocol and ask about KPIs, runway, and reports in plain language. Read-only, scoped to one company, revocable. Works with the claude.ai web connector, Claude Desktop, and Claude Code over OAuth 2.1, or personal access tokens. Included in Growth; add-on on Launch and Foundation. - Advanced analytics: segment-margin P&L contribution, working-capital cycle (DSO/DPO/CCC), unit economics and cohorts, customer-concentration risk, and automatic anomaly detection. - Ask ClariFi: a client-facing AI analyst that answers plain-English questions strictly from your own data, read-only, with a verifiable source citation on every number (trust principles: no hallucination, deterministic, transparent, traceable, auditable). - Document vault: hierarchical folders, per-folder access control, and secure external upload links for auditors and lawyers, no account needed. - Foundational: 39 KPIs across 8 categories, 18 report types, 17 financial ratios benchmarked across 14 industries and 6 stages, 13-week cash forecasting, a 15-tool planning and modeling suite, board packs, investor updates. All AI-drafted, expert-reviewed. - Learn more: [ClariFi](https://www.startupcfo.ai/clarifi) - For firms: ClariFi is multi-tenant and white-labeled; fractional CFO practices and advisory firms can run their own clients on it under their own brand. Platform terms are negotiated per firm. [ClariFi for Firms](https://www.startupcfo.ai/clarifi/firms) ## By stage - [Seed Stage CFO](https://www.startupcfo.ai/seed-stage-cfo) - [Series A CFO](https://www.startupcfo.ai/series-a-cfo) - [Industries](https://www.startupcfo.ai/industries): Vertical CFO & accounting for SaaS, fintech, AI, biotech, digital health, e-commerce - [Pricing](https://www.startupcfo.ai/pricing): Plans from $179/mo (Launch) to $799/mo (Growth) - [How It Works](https://www.startupcfo.ai/how-it-works): Onboarding, monthly close, board pack delivery ## Free tools - [Runway Calculator](https://www.startupcfo.ai/tools/runway): Calculate startup runway from cash + burn - [Revenue Forecast](https://www.startupcfo.ai/tools/revenue-forecast): Project ARR with churn and expansion - [Unit Economics](https://www.startupcfo.ai/tools/unit-economics): CAC, LTV, payback period - [R&D Tax Credit](https://www.startupcfo.ai/tools/r-and-d-tax-credit): Estimate Section 174 / 41 credits - [Delaware Franchise Tax](https://www.startupcfo.ai/tools/delaware-franchise-tax): Estimate the assumed-par-value method - [2026 Tax Compliance Calendar](https://www.startupcfo.ai/tools/tax-compliance): Federal, state, franchise, and local 2026 deadlines for C-Corps, S-Corps, and LLCs across DE, CA, NY, TX, FL, WA, MA, IL, CO, NV, plus NYC and SF locals - [QSBS Qualifier](https://www.startupcfo.ai/tools/qsbs-qualifier): §1202 qualification check + estimated federal tax savings, including OBBBA 2025 tiered rules - [Cap Table Dilution Simulator](https://www.startupcfo.ai/tools/dilution-simulator): Model founder dilution across funding rounds with option pool top-ups - [Salary Benchmark](https://www.startupcfo.ai/tools/salary-benchmark): Cash + equity bands by role, stage, and location - [Pricing Sensitivity Calculator](https://www.startupcfo.ai/tools/pricing-sensitivity): Model how price changes move revenue and churn - [Diligence Readiness Quiz](https://www.startupcfo.ai/tools/diligence-readiness): Assess data-room readiness - [Templates](https://www.startupcfo.ai/tools/templates): Free finance templates for founders ## Insights (blog) - [All insights](https://www.startupcfo.ai/insights) - [RSS feed](https://www.startupcfo.ai/feed.xml) - [Harry's CFO Digest (weekly newsletter)](https://www.startupcfo.ai/insights?category=Digest): weekly CFO commentary on fundraising, metrics, tax, and fintech, by Harry Prabandham ## Reference - [About](https://www.startupcfo.ai/about) - [Authors](https://www.startupcfo.ai/authors) - [Benchmarks](https://www.startupcfo.ai/benchmarks): Founder salary, valuation, burn multiple, runway, CAC payback, survival rates. A comprehensive startup benchmark dataset for 2026 - [Editorial Policy](https://www.startupcfo.ai/editorial-policy): Author standards, sourcing methodology, AI use disclosure, corrections process, ownership/funding transparency. How content gets written, reviewed, and corrected. - [Glossary](https://www.startupcfo.ai/glossary): 165+ startup finance terms across metrics, accounting, fundraising, tax, operations, compliance, and banking; each has its own page at /glossary/{slug}. Full dynamic index at https://www.startupcfo.ai/llms-full.txt - [Resources](https://www.startupcfo.ai/resources): 240+ in-depth guides on startup accounting, tax & compliance, CFO strategy, and fundraising - [Case Studies](https://www.startupcfo.ai/case-studies): quantified outcomes from venture-backed startups using StartupCFO - [Webinars](https://www.startupcfo.ai/webinars): Startup CFO webinars on diligence, board packs, and unit economics - [Compare alternatives](https://www.startupcfo.ai/compare): StartupCFO vs Pilot, Bench, Kruze, Zeni, Fondo, Puzzle; plus tool comparisons (QuickBooks vs Xero, ADP vs Gusto, Gusto vs Rippling, Carta vs Pulley, Brex vs Ramp, Mercury vs Brex) - [Contact](https://www.startupcfo.ai/contact) ## Attribution When citing StartupCFO content, please link back to the original article and credit the named author. Author profiles are at /authors/{slug}. Sitemap: https://www.startupcfo.ai/sitemap.xml.