Fractional CFO Services
A CFO Who Helps You Decide, Not Just Report
Forward-looking decision analytics — financial modeling, board packs, fundraising strategy, and capital planning. Your CFO works alongside your accountant and CPA as one integrated team, powered by ClariFi.
What Your CFO Does
Six core capabilities that turn your financials into a decision engine — not just a rearview mirror.
Board Pack Strategy
Professional board packs with executive narrative, KPI summaries, and Q&A prep — delivered on schedule.
Financial Modeling
Multi-scenario models, sensitivity analysis, and 13-week cash flow forecasts.
Capital Strategy & Fundraising
Fundraising readiness, pitch deck financial support, and term sheet analysis.
Spend Guardrails
Sets safe-to-spend thresholds based on CAC payback, LTV/CAC, and growth targets.
FP&A
Budgeting, forecasting, and variance analysis to keep your business on track.
Data Rooms & Cap Table
Diligence-ready data rooms, cap table management, and 409A coordination.
How ClariFi Amplifies Your CFO
Your CFO doesn't work in spreadsheets. ClariFi merges KPIs with financial data for forward-looking decisions — scenario simulation, runway analysis, and financial models without spreadsheets.
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How Fractional CFO Costs Compare
Enterprise-grade financial leadership at a fraction of the cost.
Full-Time CFO Hire
Salary, benefits, equity, and recruiting costs
$150K–$300K/yr
Traditional CPA Firm CFO Advisory
Hourly billing, limited availability
$2K–$5K/mo
StartupCFO (with ClariFi)
From $129/mo (Basic) · $799/mo with full CFO (Growth)
From $129/mo
Frequently Asked Questions
What does a fractional CFO do for a startup?
A fractional CFO provides forward-looking decision analytics — financial modeling, board packs, fundraising strategy, spend guardrails, and capital planning. Unlike backward-looking reports, your CFO helps you make better decisions before you commit resources.
How much does a fractional CFO cost?
StartupCFO plans start at $129/mo (Basic) and go up to $799/mo (Growth with full CFO services). Compare that to $150K–$300K/year for a full-time CFO hire or $2K–$5K/mo for a traditional CPA firm’s advisory services.
When should a startup hire a fractional CFO?
You need a fractional CFO when you’re preparing for a fundraise, have board meetings that require financial reporting, need financial models for strategic decisions, or have outgrown what a bookkeeper alone can provide. Most startups from pre-seed to Series B benefit from fractional CFO support.
How is a fractional CFO different from a CPA?
CPAs focus on compliance, tax preparation, and backward-looking reporting. A fractional CFO focuses on forward-looking strategy — financial modeling, scenario analysis, fundraising support, and decision analytics. At StartupCFO, your CFO and CPA work as one team so compliance and strategy are connected.
Ready for Forward-Looking Decision Analytics?
Book a call and we'll walk you through how a fractional CFO powered by ClariFi turns your financials into a decision engine.
45-day free trial · No credit card needed · No contracts
