ClariFi · Monthly Close Copilot
AI month-end close, signed off by your accountant
ClariFi's Close Copilot drafts your close package, flags every KPI that moved 15% or more, and writes the commentary. Your own bookkeeper and accountant review it and sign off, so you get the speed of AI with a person answering for every number.
On every plan, from $199/mo. No long-term commitment.
How it works
- 1
Your bookkeeper reconciles the month
Books stay in your own QuickBooks Online, Xero, or Zoho Books. Your bookkeeper works the month against a close checklist in ClariFi, with every step tracked.
- 2
Tie-out checks run on every import
19 deterministic accounting checks run on every trial-balance import and KPI update. An out-of-balance trial balance is refused before it can reach your KPIs, runway, or board pack.
- 3
The Close Copilot drafts the package
Once the close reaches reconciliation, the Copilot compares every tracked KPI with last month, flags any that moved 15% or more, and attaches CFO commentary. The result is a draft, not a send.
- 4
A person signs off
Your accountant reviews the draft, and a second review is required before it can be sent. On Foundation and Growth your CFO reviews the commentary too. Every AI-surfaced number carries a source citation back to your own data.
- 5
You get a close package you can trust
The reviewed package lands in ClariFi as a deliverable, ready to forward to your board or investors.
What the AI does, and what people do
AI proposes; people approve. That split is built into the product, not left to a policy.
The AI drafts
- Compares every tracked KPI with the prior month and flags moves of 15% or more
- Drafts CFO commentary on what changed and why it matters
- Assembles the close package as a draft deliverable
Your team decides
- Post every journal entry in your accounting system
- Review the draft package and its commentary
- Complete a second review before anything is sent
- Sign off before anything reaches you
The AI never
- Posts entries or writes to your books
- Sends you a number nobody has reviewed
- Computes amounts with a language model: variances come from deterministic calculations
Want a faster close in general? Read our guide to the five-day month-end close.
Frequently asked questions
What is an AI month-end close?
An AI month-end close uses AI to do the repetitive parts of closing the books: comparing this month with last, flagging unusual moves, and drafting the commentary and close package. In ClariFi, the Monthly Close Copilot drafts the package and flags every KPI that moved 15% or more, and your accountant reviews and signs off before it reaches you.
Does the AI post entries to my books?
No. ClariFi's close agents and accounting advisors are read-only by construction: they read, compute, and suggest, and your bookkeeper makes every entry in QuickBooks Online, Xero, or Zoho Books. Your books stay in your own accounting system.
How is this different from AI close software?
AI close software speeds up the close, but someone on your team still has to review and own the result. With StartupCFO, the AI runs inside a finance team: the Close Copilot drafts, and your own bookkeeper and accountant review, sign off, and answer for the numbers, with CFO support on the same team from Foundation.
Which plan includes the AI month-end close?
Every plan. The monthly close, close checklists, and deliverables are on Launch from $199/mo. Foundation ($349/mo) adds CFO support, and Growth ($799/mo) adds a full fractional CFO, board packs, and direct ClariFi access.
How do I know the numbers are right?
Three layers. Deterministic tie-out checks run on every trial-balance import and refuse an out-of-balance trial balance outright. Every AI-surfaced number carries a source citation you can click back to your own data. And a person reviews and signs off on the package before it is sent.
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Close the month without closing it yourself
30 minutes with a CPA. We'll show you a real close package and what your first month with StartupCFO looks like.
